IBM has developed the ZTIC (Zone Trusted Information Channel), essentially a USB stick, designed to secure online banking by using full TLS/SSL authentication directly to the bank site, bypassing the PC's software and keyboard entirely therefore avoiding key loggers and malware on the PC.The ZTIC achieves this by registering itself as a USB Mass Storage Device (thus requiring no driver installation) and starting a "pass-through" proxy configured to connect with pre-configured (banking) Websites. After starting the ZTIC proxy, the user opens a Web browser to establish a connection with the bank's Website via the ZTIC. From that moment on, all data transmitted between browser and server pass through the ZTIC; the SSL session is protected by keys maintained only on the ZTIC and, hence, is inaccessible to malware on the PC.
Read more: Tech Fragments
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